More and more, ordinary people are finding themselves in the middle of a major insurance dispute. Typically, this is an insurance claim dispute that requires you to file a law suit. In this case it is important that you to hire a highly experienced insurance dispute attorney. Insurance companies will fight make sure you lose, and they will not care if it hurts you. Therefore, knowing how they play the game makes a huge difference. I worked for a large insurance company for 4 years and I was the one fighting against insurance lawyers like myself.
So, how do insurance adjusters make the decision not to pay your claim? An insurance adjuster's goal is simple: pay as little as possible on every claim. That is because they are evaluated based on their handling of claims and understanding of risk. After four years of fighting ordinary citizens to the benefit of a large insurance corporation, I was sick of representing them and readily took up the cause of regular people who found themselves in insurance disputes. I learned how the insurance industry works, and why some claims are immediately paid and others are hotly disputed. I learned that for the insurance adjuster and her supervisor risk is everything. I learned a lot in those days.
Insurance companies will settle a claim if there is a significant risk that they will have to pay more later. The risk is that an experienced insurance lawyer will get involved, file a lawsuit, and ask a jury to award a substantial amount of money to the person making the claim. To avoid that risk, insurance companies are usually prepared to settle. There is only one threat most insurance adjusters care about: a large jury verdict. Large jury verdicts are what keep them honest. People who hire an experienced insurance attorney decrease their chances of losing insurance disputes because a good lawyer can threaten exactly this sort of thing.
The large law firms or "in house" law firms hired by insurance companies are insurance law specialists. When the insurance company's lawyer wins a case that encourages them to fight the next case rather than settle during the insurance litigation. Having an experienced insurance dispute lawyer on your side makes a significant difference in your settlement. Insurance adjusters and insurance defense attorneys in Georgia are well aware of which trial lawyers are talented and willing to try the cases, and those who are inexperienced and will cave in selling out their clients prior to trial. You want a lawyer who is experienced, respected and ready, willing and able to take your case to trial if necessary.
Finally, insurance disputes require an in depth knowledge of Georgia and even federal insurance law. That’s why you need a lawyer who understands insurance law. Unfortunately, there is very little insurance law taught in law school. It is in the practice of law that a lawyer gains the necessary experience in insurance law to be an effective advocate in an insurance dispute.